Your co-signer gets the same smooth experience
If you're applying with a partner or co-signer, they used to face a clunky separate process for income verification. Different screens, confusing steps, and no clear way to track progress together. This week, we unified the experience so both of you get the same intelligent, guided process.
Your partner now gets the same smart document upload and automatic income detection that you do. One application, one experience, tracked together.
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Shared progress tracking Both you and your co-signer can see exactly where you are in the income verification process, with real-time updates when either of you completes a step.
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Combined income summary Your income details are now grouped by person with clear section headers, so it's easy to see who contributed what to your application.
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Better error recovery If your payroll connection times out or fails, the system now guides you to upload documents instead of leaving you stuck.
Your documents work harder for you
Every document you upload used to require manual review before it could help with your application. If you uploaded the wrong type by mistake, or if our system needed to double-check something, you'd wait. Now your documents get to work immediately while verification happens in the background.
When you upload income documents or insurance policies, they're analyzed instantly and your application moves forward while verification happens behind the scenes.
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Automatic insurance updates When your homeowner's insurance is updated with the new mortgage company information, the system automatically detects it and marks that step complete.
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Smarter document detection Upload any income document and the system immediately identifies what it is — W-2, pay stub, or tax return — and extracts the relevant information.
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Instant qualification updates As soon as your documents are processed, your loan qualification is recalculated so you always see your current status.
A more reliable experience everywhere
Nothing's more frustrating than getting halfway through a form and hitting an error, or having a page fail to load when you're trying to check your progress. This week we fixed dozens of small reliability issues that add up to a much smoother experience from start to finish.
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Better mobile experience Fixed issues where certain browsers or in-app browsers would show blank screens or fail to load properly.
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Smarter error handling Instead of crashing when something goes wrong, the system now recovers gracefully and shows you clear next steps.
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Faster page transitions Reduced loading times and eliminated cases where you'd see a spinner forever instead of your actual information.
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Enhanced security checks Added better fraud detection and identity verification without adding extra steps to your application process.
Behind the Scenes
Technical improvements you won't see, but should trust.