Your co-signer is part of closing automatically
If you're buying a home with a partner or co-signer, closing used to be a nightmare of manual coordination. Your co-signer had to be added separately, which meant extra calls to schedule, separate document packages, and constant worry about whether everyone had what they needed. This week, we made it seamless.
Your partner or co-signer is now automatically added to your closing appointment with their own document package and signing access. No extra coordination needed.
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Sign everything digitally from anywhere Your closing documents are now fully electronic. Both you and your co-signer can review and sign from your phones, tablets, or computers — no printing or scanning required.
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Closing documents arrive in one organized package Instead of scattered PDFs, your closing documents now come as a single, organized package that's easy to navigate and review before your appointment.
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Your closing address auto-fills from your property We automatically use your home's address for the closing location, then let you adjust if you prefer to meet somewhere else. One less form to fill out.
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Extended closing hours from 8am to 8pm You can now schedule your closing appointment any time between 8am and 8pm, making it easier to find a time that works around your schedule.
Mortgage insurance costs are clear upfront
One of the biggest closing day surprises used to be mortgage insurance. You'd think you understood your monthly payment, then discover an extra $200-400 per month in insurance premiums that nobody mentioned. We now calculate and show these costs from the very beginning of your application.
Your loan estimates now include mortgage insurance costs upfront, so your monthly payment estimate matches what you'll actually pay — no closing day surprises.
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Higher loan amounts now available with mortgage insurance You can now borrow up to 97% of your home's value (up from 80%) when mortgage insurance makes sense for your situation, giving you more buying power.
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Insurance quotes refresh as your application progresses Your mortgage insurance costs automatically update when your credit score improves or other details change, keeping your estimates accurate throughout the process.
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All closing costs broken down clearly Your loan estimate now separates gross closing costs from lender credits, so you can see exactly what you're paying and what discounts you're receiving.
A more reliable experience from start to finish
Nothing's more frustrating than an application that crashes, documents that won't upload, or pages that load slowly when you're trying to meet a deadline. This week we focused on making every interaction faster and more dependable.
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Faster page loads across your entire application We optimized how pages load and run tests in parallel, making every step of your application noticeably faster and more responsive.
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Better error recovery when things go wrong If a step fails due to a temporary issue (like a slow internet connection), the system now automatically retries instead of making you start over.
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Improved mobile experience Forms now work better on phones and tablets, with better touch targets, cleaner layouts, and no more horizontal scrolling on small screens.
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Address suggestions that actually work When you type your address, we now use Google's database to suggest completions and catch typos before they cause delays later in your application.
Behind the Scenes
Technical improvements you won't see, but should trust.