Your monthly payment now includes everything upfront
When you get a rate quote, you want to know what you'll actually pay each month — not just part of it. Previously, mortgage insurance was mentioned separately or buried in fine print. Now when we show you a monthly payment, it's your complete payment including mortgage insurance from day one.
Your rate quote now shows your total monthly payment including mortgage insurance. No surprises, no separate fees to calculate yourself.
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Mortgage insurance broken out clearly When your loan requires mortgage insurance, we show it as a separate line item so you know exactly what you're paying for coverage.
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Savings calculations include all costs When we tell you how much you'll save compared to your current loan, that number now includes your total payment — principal, interest, and mortgage insurance.
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Property details auto-filled from records We now pull HOA fees and property details from public records when available, so you spend less time entering information we already have.
Your application recovers gracefully from hiccups
Sometimes things go wrong — a credit check times out, a mortgage isn't found in your credit report, or our pricing system has a temporary glitch. Instead of showing you a cryptic error or getting stuck, your application now guides you to the next step or connects you with our team.
If we can't find your mortgage in your credit report or our systems hit a snag, you'll see a clear message and get connected with our team instead of hitting a dead end.
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Better error recovery throughout From identity verification to credit checks to rate quotes, we've added better error handling so temporary issues don't derail your entire application.
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Mobile experience improvements Fixed layout issues on phones and tablets, improved button sizing for touch, and made sure all pages scroll properly on smaller screens.
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Faster mortgage selection We now show your mortgages from your credit report about 55 seconds faster by processing loan details first and credit scores second.
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Smarter property type handling Instead of declining townhouses and row houses, we now only decline property types we truly can't finance — like condos and manufactured homes.
Everything works more reliably behind the scenes
Reliability isn't flashy, but it's everything when you're applying for a mortgage. This week we fixed dozens of edge cases, improved our testing, and made our systems more resilient so your application progresses smoothly even when unexpected things happen.
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211 automated tests added We added comprehensive visual testing across every page of your application to catch layout issues before they reach you.
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Enhanced security monitoring Upgraded our security scanning and dependency monitoring to keep your personal information even more secure.
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Better system monitoring Improved our ability to detect and fix issues quickly, often before you'd even notice them.
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Mortgage insurance provider improvements Enhanced our connections with insurance providers for more reliable quotes and better tracking of your coverage options.
Behind the Scenes
Technical improvements you won't see, but should trust.